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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 469-567-1421.
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Wow, We Couldn't Have Done It Without Her!
Donna helped us with the closing process and even helped find a reasonable homeowner's insurance rate.
Allen and Kathy Olswold
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Get Free DeSoto, Cedar Hill, Midlothian and Mansfield School Reports From a Local Expert, Quickly by Email Everyone offers free school reports. Me too! Plus I offer more. As a top DeSoto, Cedar Hill, Midlothian and Mansfield REALTOR®, I can tell you things about the schools that no report generated by a computer will ever know. Remember, I consult with people moving to the DeSoto, Cedar Hill, Midlothian and Mansfield, Texas area on a daily basis. It's my job to know, and my job to tell you. Call me for a first-hand experience of the local schools. Or fill out this form to send me a message right now. It's free and without obligation. I'll get back to you immediately with a phone call, a free report, or a brochure from a local school... What ages are your children? I'll tell you what your choices are for schools in DeSoto, Cedar Hill, Midlothian and Mansfield. It's my job to help! There's no obligation, and I promise to get back to you quickly... 
Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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| Q |
What island was sold to Peter Minuit by the Indians for goods valued at 60 guilders ($24)?
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| A |
Peter Minuit arrived with a group of Dutch settlers in 1626 and purchased what is now known as Manhattan. |
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